Were
you recently married and now you and your spouse have additional financial
obligations?
Do you have a new home.. and a big mortgage
to go with it?
Have
you recently had a career advancement so that now your family depends on more
income?
Do you have a new baby whose future depends
on how well you provide?
Do you now have college-age children but you
don't have enough money already put aside to cover their educations?
Do you now have a parent or older family member
living with you whose well-being depends on how well you plan for the unexpected?
Have you begun to plan for retirement? Would
the loss of your income seriously impact your spouse's future retirement
savings plan?
Are your savings insufficient to keep your
family going for a year or more?
Has it been awhile since you re-evaluated your
life insurance needs?
Are you without any life insurance?