Answer the 3 questions below then click the "Calculate Quarterly Premium" button to calculate your quarterly premium.

1. Member's Age : Under 25 25 to 29 30 to 34 35 to 39 40 to 44 45 to 49 50 to 54 55 to 59 60 to 64
2. Smoker : Yes   No
3. Benefit Amount : $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000
4. Coverage for Children : Yes   No

NOTE: Eligibility for initial application is for individuals under age 65. Rates for those age 65 and over are here for renewal purposes only.

Premium rates may be changed by New York life on any premium due date, but not more than once in any 12 month period and on any date on which benefits are changed. Premiums increase as the next age bracket is attained. Rates quoted are current rates.