As a Credit Union Member, you enjoy access to benefits and services not available to the general public. For example, The LifeRing Group Term Life Insurance Plan and The 10 Year Level Premium Group Term Life Insurance Plan are available exclusively to credit union members.
Both LifeRing programs are endorsed
by and offered through Credit Unions that are Members of Alliance of Credit Unions (formerly LICU+). Under
both plans, Members of participating Credit Unions
can apply on a voluntary
basis.
The Traditional Group Term Life
Plan has been in effect for almost 30 years, with an original
effective
date
of October
1, 1977. With the 10 Year Level Maximum Group Term Plan you can keep the same low premium rate for 10 full years and you'll keep the same high level of protection for as long as you keep your coverage.
The underwriter for these programs is New York Life
Insurance Company (New York, NY), an extremely well known
and stable
insurance
Company with an A.M.
Best rating of A++ (Superior) for financial strength.
Through its brokerage and marketing capabilities Aon Consulting,
a division of Aon
Corporation (Chicago, IL) provides these
insurance programs for Members of participating LICU + Credit
Unions.
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much insurance do you need to protect your family? |
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Described on the following pages
are the many valuable features of both the LifeRing Group
Term Life Insurance Plan and the 10 Year Level Premium Group
Term Life Insurance Plan. Credit Union Members can apply for
Group Term Life Insurance at competitive
premiums,
with the convenience of automatic quarterly premium deductions
from their Credit Union accounts. Physical exams are generally
not required and no agent will call or write. All services
are provided to applicants and insureds through the LifeRing
toll-free phone number and the dedicated LifeRing customer
service staff.
Under both
plans insurance is also available for children of Credit Union
Members who purchase coverage for themselves.
Please review the valuable features,
competitive premiums and convenient application processes described
on the following pages. In the event of any conflict between
information provided on this web site and the master policy,
the provisions of the master policy will apply.
Member Credit Unions
which endorse LifeRing are:
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